Good connoisseurs claim that cars are divided into good and bad, not old and new. Depending on your needs, you can arrange either Hull Insurance or Mini-Hull Insurance.
What is your car thinking of?
What is the difference between the Hull and Mini-Hull Insurance?
|Vehicle age||No limit||Older than 4 years|
|Sum insured||Actual value of the vehicle||Agreed exhaustible sum insured|
|Insurable vehicles||All types of motor vehicles and trailers on land and their components||Passenger motor vehicles and their components|
What do you need to know about Hull and Mini-Hull Insurance?
Both services cover standard risks such as traffic accident, fire, explosion, storm, flood and other natural catastrophes, third party frivolous and vexatious acts and other perils as well as the additional risk of theft.
Supplementary to Hull insurance, you can effect other insurance types such as insurance of working machines and vehicles against breakdown, luggage in busses, advertising and other inscriptions on the vehicle.
You can also take out Hull Insurance during the delivery of vehicles per axe, taking part in sports competitions or during test drives and rides in warehouses.
What is the territorial scope under Hull and Mini-Hull Insurance?
Your Policy is valid on the territories of Serbia, Europe and Turkey.
How is bonus calculated?
For a vehicle that has been continuously covered by Hull insurance for at least one year, and provided no claims were reported and paid in that period, a 10% bonus per year of insurance (up to a maximum of 50%) is granted. The bonus is not calculated for a Mini-Hull Policy, but at the first conclusion of this Policy we grant a discount for a good driver – when in the previous period, under the Hull Insurance, you have become eligible for a premium reduction.
What is possible deductible amount for contracting the Mini-Hull and Hull Policy?
Absolute deductible with Mini-Hull is 50 euros, combined with a relative deductible of 0%, 5%,10% and 20%. When paying the indemnity, the amount of deductible, which cannot be less than 50 euros, is deducted from the assessed amount of loss, regardless of the percentage of the agreed relative deductible. Hull insurance is concluded with an absolute deductible and with the possibility of choosing a relative (percentage) deductible.
What is the price of Mini-Hull Insurance?
As the Mini-Hull is agreed to the exhaustible sum insured, the premium is lower compared to the Motor Hull Insurance. By selecting one of the three options of exhaustible sum insured and a deductible of 0%, 5%, 10% or 20%, you may protect your vehicle in consideration of a minimum annual premium of 35 euros.
What is the due date for indemnity payment?
Fourteen days from the date of completion of the documentation.
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