{"id":60157,"date":"2021-05-20T11:52:49","date_gmt":"2021-05-20T10:52:49","guid":{"rendered":"https:\/\/www.dunav.com\/osiguranje-od-nedostatka-vlaznosti-zemljista\/"},"modified":"2022-04-19T07:56:58","modified_gmt":"2022-04-19T06:56:58","slug":"soil-moisture-deficit-insurance","status":"publish","type":"page","link":"https:\/\/www.dunav.com\/en\/insurance\/agriculture\/soil-moisture-deficit-insurance\/","title":{"rendered":"Soil moisture deficit insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60160&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;]<style 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15px;\n}<\/style><div class=\"icon-with-text-shortcode  icon-text-id-9787f0638c56e8cc7eb53384ab75d76c layout-1  vc_custom_1650351264441 \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-quote-left\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-quote-left\"><\/i><\/span><\/span><h5 class=\"dt-text-title\"  >Earn profit despite the drought<\/h5><div class=\"dt-text-desc\">You might want to protect your corn, soybean and sugar beet fields by a drought insurance coverage based on the index application, intended for entities and individuals - owners of cultivated land in the territory of AP Vojvodina, Belgrade and Ma\u010dva.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]This unique service on the Serbian insurance market is a result of business cooperation between Dunav Insurance Company, world\u2019s renowned reinsurer Swiss RE, and the company VanderSat BV Netherlands, a global provider of commercial satellite data using microwave sensing to measure soil moisture, surface temperatures, and vegetation.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1621429252914{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>What do You need to know about this type of insurance?<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456800124{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Covered risk is accumulated soil moisture deficit during the insurance period.<\/li>\n<li>Amount of insurance indemnity is determined based on the agreed model, phase, and level of soil moisture deficit (drought).<\/li>\n<li>The &#8220;place&#8221; category shall be deemed a basic territorial unit for which we do the measurement and set up the index level for the lack of soil moisture.<\/li>\n<li>The right to insurance indemnity arises when the accumulated daily soil moisture deficit relative to the long-term average is equal to, or above the agreed index limit.<\/li>\n<li>Depending on the level of index value deviation above the agreed limit, the soil moisture deficit layer is established for each phase, together with the amount of indemnity as the share of the sum insured.<\/li>\n<li>Total indemnity amount for the entire insurance period is the sum of shares of the sum insured established in both phases of the soil moisture deficit measurement.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1615986578496{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<h2>Important questions<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629456807382{padding-top: 1.5em !important;padding-bottom: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;25&#8243;][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;When can drought insurance be concluded?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633072667657{padding-bottom: 20px !important;}&#8221;]Insurance may be concluded not later than until 1 June of the current year, for the fixed insurance period from 15 June to 14 August (both days inclusive).[\/vc_toggle][vc_toggle title=&#8221;How do we set up the value at which an agricultural good is insured?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1650351414536{padding-bottom: 20px !important;}&#8221;]The maximum sum insured for the cultivated land under corn, soybeans and sugar beet amounts to EUR 2000 per hectare. There are three models of contracting &#8211; with a maximum payment of up to 24%, with a maximum payment of up to 40% and with a maximum payment of up to 60% of the contracted sum insured.[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;How is soil moisture deficit determined?&#8221; style=&#8221;square&#8221; color=&#8221;peacoc&#8221; custom_font_container=&#8221;tag:h5|font_size:15|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; use_custom_heading=&#8221;true&#8221; css=&#8221;.vc_custom_1633072749031{padding-bottom: 20px !important;}&#8221;]Soil moisture deficit measurements are taken in two phases, from 15 June to 14 July (Phase 1), and from 15 July to 14 August (Phase 2). 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class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon fas fa-info\"><\/i><i class=\"dt-hover-icon soc-icon fas fa-info\"><\/i><\/span><\/span><div class=\"dt-text-desc\">This text is for information only. More detailed information and a proposal tailored to your needs are available at all points of sale of the Company or by calling 0800 386 286 free of charge.<\/div><\/div>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; css=&#8221;.vc_custom_1634732578433{margin-top: 2em !important;}&#8221; bg_color_value=&#8221;#f3f3f3&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1633072942644{margin-top: 1.6em !important;}&#8221;]<\/p>\n<h2>Recommended<\/h2>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; align=&#8221;align_left&#8221; border_width=&#8221;2&#8243; el_width=&#8221;10&#8243; accent_color=&#8221;#40a8db&#8221; css=&#8221;.vc_custom_1629457047826{padding-top: 1.5em !important;}&#8221;][vc_row_inner gap=&#8221;15&#8243; css=&#8221;.vc_custom_1634285036827{margin-top: 2em !important;margin-bottom: 2em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1634732503434{background-color: #ffffff !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-2e9e43481630ebd34e297d05a09da44f.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-2e9e43481630ebd34e297d05a09da44f.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-2e9e43481630ebd34e297d05a09da44f .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-2e9e43481630ebd34e297d05a09da44f .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-2e9e43481630ebd34e297d05a09da44f alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img fetchpriority=\"high\" decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/usevi-poljoprivreda-500x280-1.jpg\" data-srcset=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/usevi-poljoprivreda-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/www.dunav.com\/en\/osiguranje\/poljoprivreda\/osiguranje-zivotinja\/usevi-poljoprivreda-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634285350725{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Insurance of crops and fruit<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Damages in insurance of crops and fruit occur almost on a regular basis. The insurance of crops and fruit provides you with a possibility to renew the production in the following year, whereas your livelihood will not be threatened even\u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-a43e047d502989bae0381ef42cd2c59e.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-a43e047d502989bae0381ef42cd2c59e > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/www.dunav.com\/en\/insurance\/agriculture\/insurance-of-crops-and-fruit\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1634285405954\" id=\"default-btn-a43e047d502989bae0381ef42cd2c59e\" title=\"Insurance of crops and fuit\"><span>PRO\u010cITAJTE VI\u0160E<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1634732514098{background-color: #ffffff !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-836c11228ad3c65546d002cc91d3518c .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-836c11228ad3c65546d002cc91d3518c alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg\" data-srcset=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/osig-licne-imovine-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/www.dunav.com\/en\/osiguranje\/automobili\/auto-odgovornost\/osig-licne-imovine-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634285125797{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Personal Property Insurance<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Protect your property throughout the year and do not worry about any damages that might arise from unexpected events. In order to remedy the consequences of an adverse event, we propose you take out insurance coverage for your \u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-31a6427566964ed11a1c82ac7935a422.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-31a6427566964ed11a1c82ac7935a422 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/www.dunav.com\/en\/insurance\/property\/personal\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1634285153043\" id=\"default-btn-31a6427566964ed11a1c82ac7935a422\" title=\"Insurance of personal property\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1634732521118{background-color: #ffffff !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.shortcode-single-image-wrap.shortcode-single-image-7578891f219de64631ce4ee758c34192.enable-bg-rollover .rollover i,\n.shortcode-single-image-wrap.shortcode-single-image-7578891f219de64631ce4ee758c34192.enable-bg-rollover .rollover-video i {\n  background: -webkit-linear-gradient();\n  background: linear-gradient();\n}\n.shortcode-single-image-wrap.shortcode-single-image-7578891f219de64631ce4ee758c34192 .rollover-icon {\n  font-size: 32px;\n  color: #ffffff;\n  min-width: 44px;\n  min-height: 44px;\n  line-height: 44px;\n  border-radius: 100px;\n  border-style: solid;\n  border-width: 0px;\n}\n.dt-icon-bg-on.shortcode-single-image-wrap.shortcode-single-image-7578891f219de64631ce4ee758c34192 .rollover-icon {\n  background: rgba(255,255,255,0.3);\n  box-shadow: none;\n}<\/style><div class=\"shortcode-single-image-wrap shortcode-single-image-7578891f219de64631ce4ee758c34192 alignnone fadeIn animate-element  enable-bg-rollover dt-icon-bg-off\" style=\"margin-top:0px; margin-bottom:0px; margin-left:0px; margin-right:0px; width:500px;\"><div class=\"shortcode-single-image\"><div class=\"fancy-media-wrap  layzr-bg\" style=\"\"><img decoding=\"async\" class=\"preload-me lazy-load aspect\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D&#39;http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg&#39;%20viewBox%3D&#39;0%200%20500%20282&#39;%2F%3E\" data-src=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/zivotinje-poljoprivreda-500x280-1.jpg\" data-srcset=\"https:\/\/www.dunav.com\/wp-content\/uploads\/2021\/06\/zivotinje-poljoprivreda-500x280-1.jpg 500w\" loading=\"eager\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"282\"  data-dt-location=\"https:\/\/www.dunav.com\/en\/osiguranje\/poljoprivreda\/osiguranje-useva-i-plodova\/zivotinje-poljoprivreda-500x280\/\" style=\"--ratio: 500 \/ 282;\" alt=\"\" \/><\/div><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1634285091768{padding-top: 5% !important;padding-right: 5% !important;padding-bottom: 5% !important;padding-left: 5% !important;}&#8221;]<\/p>\n<h5 style=\"text-align: center;\"><strong>Insurance of animal<br \/>\n<\/strong><\/h5>\n<p style=\"text-align: center;\">Ensure smooth and carefree animal breeding. Insurance of animals is a protection against constant threat of damages that may disrupt production and result in unexpected losses. Our goal is to enable you to smoothly and freely\u2026<\/p>\n<p>[\/vc_column_text]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">#default-btn-f2abcaadcd272ae18dc5aa43a00c5bd8.ico-right-side > i {\n  margin-right: 0px;\n  margin-left: 8px;\n}\n#default-btn-f2abcaadcd272ae18dc5aa43a00c5bd8 > i {\n  margin-right: 8px;\n}<\/style><div class=\"btn-align-center\"><a href=\"https:\/\/www.dunav.com\/en\/insurance\/agriculture\/insurance-of-animals\/\" class=\"default-btn-shortcode dt-btn dt-btn-m link-hover-off  vc_custom_1634285107571\" id=\"default-btn-f2abcaadcd272ae18dc5aa43a00c5bd8\" title=\"Insurance of animals\"><span>LEARN MORE<\/span><\/a><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][vc_single_image image=&#8221;60160&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; image_hovers=&#8221;false&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611311743889{margin-top: 3em !important;margin-bottom: 3em !important;}&#8221;][vc_column css=&#8221;.vc_custom_1611583666982{background-color: #f7f7f7 !important;}&#8221;][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; bg_type=&#8221;bg_color&#8221; bg_override=&#8221;ex-full&#8221; bg_color_value=&#8221;#f3f3f3&#8243; css=&#8221;.vc_custom_1621429284602{padding-top: 3em !important;padding-bottom: 3em !important;}&#8221;][vc_column][vc_column_text]This unique service on the Serbian insurance market is a result of business cooperation between Dunav Insurance Company, world\u2019s renowned reinsurer Swiss RE, and the company VanderSat BV Netherlands, a global provider&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":60166,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-60157","page","type-page","status-publish","hentry","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - 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