Why is this insurance important and specific?
The title explains it all – this insurance refers to buildings (and contents therein) which are unoccupied for the most part of the year and as such are exposed to various hazards. If you want to make sure that you will be able to take your well-deserved vacation at any time, without running the risk of an unexpected financial damage in your holiday home, take out this interesting insurance and let Dunav Insurance Company take care of everything.
What is insured?
Subject of insurance are:
• Unoccupied apartment houses (houses for rest and leisure)
• Unoccupied apartments
• Movables therein
This insurance also covers the objects in the cellar, shed, garage and loft, the purpose and value of which is such that they can be placed in such premises. The insurance also covers cultivators, mowers and other small agricultural and other tools and accessories, fruit trees in the garden, fences, supporting walls, pavements etc.
If specially stipulated, the insurance may also cover boats, boat engines, (sailing, diving etc.) sports equipment, plumbing and sewage lines, electric wiring and heating fittings.
Which risks are covered?
This insurance provides insurance protection against standard risks packages: fire, lightning, explosion, storm, hail, falling aircraft, flood and torrent, water damage, avalanche, burglary and robbery, theft, grand larceny, glass breakage and malicious intent of third parties.
If specially stipulated, the insurance cover may be provided against the risks of earthquake, landslip and landslide and bursting of installations.
What is the agreed insured value?
The insurance is written to the sum insured which represents the maximum amount of indemnity.
What does the premium amount depend on?
Premium amount depends on the sum insured, insured object, scope and extent of cover and type of insured technical devices.
What is indemnified in case of loss?
In the event of destruction or loss of objects, the indemnity is determined according to the value of the object insured, up to sum insured. In the event of damage, the costs of repair of the object insured are reimbursed, also up to sum insured.
Should you need any additional information about the insurance of unoccupied apartments and family houses for rest and leisure or have any questions regarding your personal property, please do not hesitate to call the contact telephones of our nearest branch, point of sale or a business office.