Under this insurance, the Policyholder can be child’s parent or a guardian and any other individual or a legal entity having the insurable interest.

Children under 14 years of age are eligible for this insurance.

The insurance covers the accidents that occur in the everyday life of the insured child: at and outside of home, at school, on the playground, in the street, in the course of playing at school, on outings and excursions, during the transportation etc.

If the insurance contract is concluded, every child, for whom the premium has been paid, is insured against accidents, such as: fall, slipping, hitting by an object, stroke of electric current or lightning, traffic accident, wounding, burns, poisoning and the like, that can result in disability, and/or fracture of bones, medical expenses, hospital stay or death of the Insured.

We offer you an opportunity to conclude the insurance against the following cases:

  • Permanent loss of general working capacity (disability) – the Insurer, depending on the agreed method of insurance, pays out the indemnity in accordance with the determined disability percentage and/or pays out the single indemnity in the event of accidental bone fracture. In the event of bone fracture, the Insurer pays out the single indemnity for the bone fracture due to accident, even when the accident has resulted in the bone fracture with no permanent consequences and has not caused permanent loss of the general working capacity (disability).
  • Health impairment involving medical assistance (medical expenses) – if, due to an accident, the Insured suffered the health impairment requiring medical assistance, the Insurer shall indemnify for the actual and reasonable medical expenses that otherwise the Insured would have to pay for out of pocket, up to the agreed amount. Provided the additional contracting, the medical expenses may include payment of the agreed allowance for hospital days, for each and every day at a hospital, if the inpatient treatment was necessary upon the accident, but not to exceed 30 days per any one insured event.
  • Accidental death.

General and the Additional Terms and Conditions

The insurance of children is regulated under the General Terms and Conditions for Personal Accident Insurance and the Additional Terms and Conditions for Insurance of Children against Accident.

For all detail information regarding this insurance, please contact our branch, point of sale or business office by phone.