Individual insurance policies can be taken out by persons from 14 to 75 years of age, except for persons with complete incapacity for work.

In case of accident, insurance beneficiary i.e. insured person is entitled to:

Sum Insured in case of death, if the accident resulted in the insured’s death.
A percentage of Sum Insured which corresponds to the disability percentage, if the accident resulted in the insured’s disability.
Reimbursement of accident-related medical expenses, that are not covered under health insurance, and that are paid by the insured.
Agreed daily allowance if the accident resulted in the insured’s temporary incapacity for work.

Example:

Sums insured for:

Death 150,000 RSD
Disability 300,000 RSD

Annual premium amounts to 1,260 RSD.