Legal entities and individuals in possession of a motor vehicle can take out insurance of drivers, passengers or employees in the vehicle. Persons with complete incapacity for work cannot be covered.

In case of accident while driving or operating a motor vehicle, insurance beneficiary and/or insured person is entitled to:

  • Sum Insured in case of death, if the accident resulted in the insured’s death.
  • A percentage of the sum insured which corresponds to the disability percentage, if the accident resulted in the insured’s disability.
  • Reimbursement of accident-related medical expenses, that are not covered under health insurance, and that are paid by the insured.
  • Agreed daily allowance if the accident resulted in the insured’s temporary incapacity for work.

Example:

Sums Insured for a driver and passengers in a passenger car for:

  • Death 100,000 RSD
  • Disability 200,000 RSD

Annual premium for a driver and four passengers is 630 RSD.